Insights and guidance on California homeowners insurance, including coverage options, non-renewals, wildfire exposure, rising premiums, and market availability.
California’s insurance rules are changing, but what matters most is how they affect homeowners. Here’s a plain-English breakdown of recent updates, what protections exist after a disaster, and what we see coming next in the California insurance market.
Home insurance non-renewals have become increasingly common across California—even for homeowners with no claims and long-standing policies. While it can feel personal or sudden, most non-renewals are driven by broader market and risk factors, not individual homeowners. Here’s the short version of why it’s happening, followed by what it actually means for you. 🔹 QUICK TAKEAWAYS Why Policies Are Being Non-Renewed (Quick Version) Wildfire risk is driving decisions: Insurers r
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