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Auto insurance, compared for you.
Based in Thousand Oaks and serving drivers nationwide, we compare auto policies across multiple carriers, then build your coverage with limits that protect what you've worked for, not just what the law requires. Bundling with your home? We check that too.
✓ Multiple carriers
✓ Teen drivers welcome
✓ Home + auto bundles
★★★★★ 5.0 on Google · Family-run since 1991
THE SHORT VERSION
Three things every California driver should know.
01
Protect what you've built
California's legal minimum is $30,000 per person, $60,000 per accident and $15,000 for property damage (since January 1, 2025). We don't build to the minimum. We set limits around your home, savings and income so one accident doesn't put them at risk.
02
Your record matters most
Under Proposition 103, insurers weigh your driving record, miles driven each year and years of driving experience most heavily.
03
Bundling can help
Many carriers discount home and auto written together. We price it both ways so you can see the difference.
What an auto policy can cover
✓ Liability
Injuries and damage you cause to others. Required by law.
✓ Collision
Damage to your car from an accident, regardless of fault.
✓ Comprehensive
Theft, fire, glass, vandalism and animal strikes.
✓ Uninsured / underinsured motorist
Protects you when the other driver has too little coverage.
What affects your price
Driving record · Miles per year · Years licensed · Vehicle and value · Where it is garaged · Limits and deductibles · Teen drivers
✓ Medical payments
Medical bills for you and your passengers.
✓ Rental and roadside
Optional add-ons for a rental car and towing.
★★★★★
“They consistently work hard to always give me the best rate and coverage no matter what vehicle I'm driving.”
Charlotte S. · Auto client since 2012 · Google review
QUESTIONS WE HEAR A LOT
Auto insurance questions
What does California require, and what should my limits be?
Since January 1, 2025: $30,000 bodily injury per person, $60,000 per accident and $15,000 property damage (30/60/15). That's the legal floor. We don't place clients at the minimum; we look at what you own and earn and recommend limits that properly protect it.
Can you add a teen driver?
Yes. We compare adding them across carriers and look for good-student and other discounts where they apply.
Do you only work with one insurance company?
No. We are an independent brokerage, so we compare multiple carriers and work for you.
How fast can I get a quote?
Send the form with your name, email and address and a broker will follow up. In a hurry? Call 805.328.5001.