🚲 Motorcycle Insurance

Coverage for street bikes, cruisers, dirt bikes, scooters, and more

• Liability (bodily injury & property damage)

• Collision & comprehensive

• Uninsured/underinsured motorist

• Medical payments

• Accessory and custom parts coverage

• Roadside assistance & towing

• Coverage for passengers

• Discounts for safety courses, garaging, and bundling

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🚐 RV & Travel Trailer Insurance

From motorhomes to towable trailers, protect your home-on-wheels

• Liability and physical damage

• Vacation liability & personal effects

• Full-timer RV coverage (if you live in your RV)

• Emergency expense reimbursement (lodging, meals, etc.)

• Awning, satellite, and accessory coverage

• Trip interruption coverage

• Coverage for attached or detached trailers

• Discounts for storage months, safe driving, and bundling

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🚤 Watercraft Insurance

For boats, jet skis, sailboats, fishing boats, pontoons & more

• Physical damage (collision, storm, theft)

• Liability protection (on and off the water)

• Medical payments for injuries

• Fuel spill liability

• Towing & assistance

• Coverage for trailers, outboard motors, and equipment

• Lay-up periods and seasonal usage discounts

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💸 Ways to Save

Many carriers offer valuable discounts for recreational vehicle owners:

• Multi-policy bundling (home, auto, umbrella)

• Safe driving or boating records

• Completion of safety or boating courses

• Low usage or storage-based pricing

• Paid-in-full or paperless billing discounts

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🙋 Frequently Asked Questions

Do I need insurance if my RV is in storage?
Yes. Even while parked, your RV can be damaged or stolen. We can help you adjust coverage for storage months to save money without leaving you unprotected.

Is boat insurance required in California?
It’s not legally required in most cases, but if you're financing a boat or using certain marinas, coverage is often mandatory. And liability protection is strongly recommended either way.

What about custom upgrades to my bike or RV?
We can insure aftermarket parts and equipment—just let us know what you've added so we can include the proper limits.

Do I need a separate policy, or can this be added to my home or auto insurance?
Some home or auto policies offer limited coverage, but it’s usually not enough. A dedicated recreational policy gives you the full protection these vehicles need.

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🔁 Let’s Get You Rolling (or Floating)

We’ll help you navigate coverage with multiple options from top-rated carriers—so you can choose what fits your lifestyle, travel plans, and budget.

Call: 805-328-5001
Email: info@aecriskmanagement.com