🎈 What It Covers

Whether you're the host or the venue requires it, event insurance typically includes:

• Event Liability
  Protection if someone is injured or property is damaged during your event.
  (Often required by venues.)

• Cancellation or Postponement
  Reimbursement for non-refundable deposits if you have to cancel due to covered reasons (like weather, illness, or vendor issues).

• Property Damage
  Covers damage to the venue or rented equipment.

• Liquor Liability (Optional)
  If alcohol is served, this protects you from alcohol-related incidents—even if you're not the one pouring.

• Additional Insureds
  Venues, vendors, and property owners can be added to meet contract requirements.

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💍 Weddings Covered, Too

Your wedding is a major investment. We’ll help you cover:

• Venues, caterers, and photographers

• Lost or damaged wedding attire

• Vendor no-shows

• Extreme weather

• Sudden illness

• Rehearsal dinners and post-wedding brunches

• Honeymoon travel coverage (upon request)

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🏡 Where This Applies

We can insure events at:

• Private homes

• Hotels, resorts, and banquet halls

• Country clubs and vineyards

• Parks, beaches, and outdoor spaces

• Business properties or pop-up venues

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💡 FAQs

Do I need event insurance if my venue has coverage?
Yes. The venue’s insurance covers them—not you. You may still be liable for guest injuries or damages.

When should I purchase coverage?
As early as possible—especially for weddings. Cancellation coverage only applies to covered losses after the policy is active.

What if I’m hosting the event at home?
Your homeowners policy may not provide enough coverage (especially for larger guest counts or alcohol service). An event policy fills those gaps.

How much does it cost?
Most event policies are surprisingly affordable—often between $75 and $250 depending on the event size, location, and coverage needed.

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📝 Let’s Talk About Your Event

Planning a big day? We’ll help you protect it.
Call: 805-328-5001
Email: info@aecriskmanagement.com