🏢 Business Insurance
Protection That Works as Hard as You Do
From small startups to established firms, we help California businesses secure the right coverage to protect what they’ve built. At AEC Insurance Services, we understand that every business is unique—so we don’t sell cookie-cutter policies. Instead, we act as your advisor and advocate, presenting smart options from respected carriers like Travelers, Mercury, and others.

💼 Why Work With AEC?
Independent, Not Captive
We don’t work for any one carrier—we work for you. That means honest comparisons, clear advice, and coverage built around your actual operations, not sales quotas.
Coverage That Matches Your Risk
We evaluate your specific exposures—property, liability, employees, cyber, and more—and recommend protection that makes sense for your industry, size, and goals.
Support Beyond the Sale
From certificates of insurance to claims handling to annual reviews, we’re here year-round—not just at renewal time.
🛡️ What We Help Protect
We can design a custom insurance package to address:
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General Liability & Property Insurance
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Workers’ Compensation & Employers Liability
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Commercial Auto & Fleet
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Professional & Management Liability (E&O, D&O)
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Cyber Liability
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Group Health & Employee Benefits
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Business Interruption
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Commercial Umbrella
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Bonds (Surety, Performance, License, etc.)
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Key Person Life & Buy-Sell Agreements
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Specialty Industry Risks (Contractors, Tech, Retail, Healthcare, etc.)
🧩 Industries We Serve
We’ve placed coverage for a wide variety of business types, including:
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Real Estate & Property Owners
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Contractors & Trades
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Retail & Restaurants
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Healthcare Practices
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Financial & Professional Services
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Manufacturers & Distributors
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Nonprofits & Religious Organizations
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Tech & Software Companies
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Auto Service & Repair Shops
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Pet & Personal Care Providers
🔍 Compare Coverage with Confidence
When you work with AEC, we’ll:
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Review your current coverage and limits
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Identify any gaps or unnecessary exposures
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Quote options from multiple top-tier carriers
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Explain each quote clearly—no jargon, no pressure
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Help you choose what aligns with your operations, budget, and growth plans
🗂️ Explore Specific Coverage Types
These will be links to subpages for each line of coverage:
📞 Let’s Talk Business
Whether you’re reviewing coverage, signing a new lease, or hiring your first employee—let’s build your protection around what matters most.
Call: 805-328-5001
Email: info@aecriskmanagement.com