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Insurance Resources

Practical guidance for navigating California current insurance market.

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WHY THIS PAGE EXISTS

California’s insurance landscape has changed significantly in recent years. Many homeowners, buyers, and real estate professionals are encountering coverage challenges that didn’t exist before.

This page is a growing collection of informational tools and screening resources designed to help identify potential insurance issues early and set realistic expectations in today’s California market.

AVAILABLE RESOURCES

For homeowners currently insured through the California FAIR Plan, or those unsure whether standard coverage options may still be available.

Best for:

  • Existing homeowners

  • Buyers unfamiliar with California insurance restrictions

  • Properties in higher-risk areas

A high-level insurance pre-screen designed for real estate professionals to help identify potential coverage concerns early in the transaction.

Best for:

  • Listing preparation

  • Escrow risk management

  • Out-of-area buyers and relocation transactions

Received a quote in the mail? Use this tool to verify the accuracy of your pricing and ensure the coverage matches your specific property needs.

Best for:

  • Recipients of AEC mailers who want to confirm their personalized quote.

  • Homeowners looking for a second opinion on a direct-mail offer.

  • New residents verifying the "ballpark" rates for their specific zip code.

These resources are provided to help identify potential insurance considerations and do not guarantee availability or placement of coverage.

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