Home insurance non-renewals have become increasingly common across California—even for homeowners with no claims and long-standing policies. While it can feel personal or sudden, most non-renewals are driven by broader market and risk factors, not individual homeowners. Here’s the short version of why it’s happening, followed by what it actually means for you. 🔹 QUICK TAKEAWAYS Why Policies Are Being Non-Renewed (Quick Version) Wildfire risk is driving decisions:  Insurers r