🧍‍♂️ Personal Insurance

Coverage Designed for Your Life

At AEC Insurance Services, we protect what matters most—your home, your car, your family, and your peace of mind. As independent brokers, we compare coverage across trusted carriers to help you find the right fit for your needs and your budget. Whether you’re insuring your first apartment or safeguarding a legacy estate, we’re here to help with expertise, options, and real support.

🏠 Homeowners, Renters & Condo Insurance
Whether you own, rent, or share walls with neighbors—we tailor protection for your space, your stuff, and your liability.

🚗 Auto Insurance
From everyday drivers to low-mileage commuters and teen drivers, we help you hit the road with confidence.

☂️ Umbrella Insurance
Add an extra layer of liability protection that kicks in when your home or auto limits run out.

💎 Personal Articles (PAF)
Insure valuables like jewelry, art, watches, and collectibles—without relying on limited home policy sublimits.

🏍️ Motorcycle, RV & Watercraft Insurance
Coverage for your adventures, whether on the road, in the water, or off the grid.

💒 Special Event Insurance
One-day coverage for weddings, parties, and private events—so you can celebrate without worry.

🏘️ Landlord & Rental Property Insurance

Protect your income-producing properties and cover tenant-related risks with policies made for investors.

🧬 Life Insurance
Term, whole, and universal life policies to help provide financial protection and peace of mind.

🏥 Health Insurance
Individual, family, and group health coverage with access to major networks and affordable plans.

💼 Disability & Long-Term Care Insurance
Income protection if you're unable to work, and planning for extended care needs in the future.

🌎 Earthquake & Flood Insurance
Standalone earthquake and flood policies to safeguard your home against California’s unique risks.

🔥 CA FAIR Plan & Wrap Coverage

Solutions for homes in high-risk fire zones—including FAIR Plan and supplemental wraparound coverage.

🛡️Why Choose AEC for Personal Insurance?

Independent guidance — We work for you, not an insurance company
Options that fit your life and budget — Compare carriers, coverage, and pricing
Real service — No call centers, no confusion—just people who know your name and your policy
Local and licensed — Serving Californians with trusted coverage since 1994

📞 Ready to Get Covered?

Let’s find the policy that fits your needs—not someone else’s quota. Whether you’re insuring a home, protecting your lifestyle, or planning ahead, we’re here to help.