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Reliable Coverage.
Trusted Advice.
Personalized Service.
Since 1994, AEC Insurance Services has helped individuals, families, and businesses protect what matters most. We provide comprehensive insurance solutions—ranging from personal lines like home and auto, to commercial and specialty coverage—with a focus on long-term protection, not just short-term pricing.
Whether you're purchasing a new policy, reviewing coverage, or navigating a complex risk, our experienced team delivers personalized support, trusted carrier placement, and proactive guidance at every stage.
Team
Dedicated Professionals Delivering Personalized Insurance Solutions
We believe in clarity over confusion, explaining coverage in plain language so you can make informed decisions. We focus on protection over price, making sure your policy delivers real value—not just a low premium. You’ll never get a sales pitch—just real service over gimmicks, from people who know your name. And when you need us, we’re here—not a call center. Just consistent, personal support from a team who truly knows your coverage.
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Our Expertise
At AEC Insurance Services, our expertise lies in understanding your unique insurance needs and delivering tailored solutions that protect what matters most. We provide a range of coverage options so you can choose the protection that fits your needs and budget—combining industry knowledge with personalized service for peace of mind.
Personal Coverage
Coverage designed for you, your home, your vehicle, and your valuables
Business Coverage
Comprehensive protection for your operations, assets, and leadership
Serving Policyholders, Not Providers
We’re not tied to any one insurance company—our loyalty is to you. We compare multiple carriers, break down your options in plain language, and help you choose what actually works for your life and budget.
Individuals
&
Families
Auto, home, umbrella, life, health, earthquake, and personal articles coverage—plus CA Fair Plan & wrap options when needed
Contractors
&
Construction Trades
General contractors, electricians, plumbers, and specialty trades—offering GL, workers’ comp, tools coverage, and all types of bonds.
Healthcare
&
Wellness Providers
Private practices, dental offices, chiropractors, med spas, and wellness clinics—malpractice, BOPs, and cyber liability available.
Wholesalers
&
Distributors
Warehouse and logistics coverage for those moving goods across California and beyond—property, GL, commercial auto, and cargo.
Printers, Publishers
&
Creative Studios
Coverage for printing presses, publishing houses, marketing firms, and creative agencies—E&O, equipment, and business property protection.
Retail
&
Service
Shops, salons, fitness studios, and neighborhood service providers—covering property damage, liability, lost income, cyber threats, and more.
Restaurants
&
Food Service
Coverage for restaurants, cafes, catering services, food trucks, and quick service chains—including liquor liability and spoilage protection.
Financial Services
&
Advisors
Insurance solutions for accountants, wealth managers, and other licensed professionals needing E&O, cyber, and business protection.
Automotive Service
&
Garage Operations
Repair shops, body shops, and specialty garages—garagekeepers liability, workers’ comp, commercial property, and tools coverage.
Manufacturers
&
Industrial Operations
Small and mid-sized manufacturers needing product liability, property, equipment breakdown, and workers’ comp.
Real Estate Owners
&
Investors
Coverage for commercial buildings, residential rentals, vacation properties, and apartment portfolios—ideal for landlords and property managers.
Professional
Services
Attorneys, architects, consultants, designers, engineers, and real estate professionals—E&O, cyber, liability, and commercial package policies.
Technology
Firms
IT consultants, developers, SaaS platforms, and managed service providers—specialized liability and data protection coverage.
Religious
&
Nonprofit
Churches, temples, community groups, and nonprofit orgs—D&O, EPLI, property, and liability coverage tailored to mission-driven work.
Group Health
&
Key Personnel
Group health plans for small businesses, key person life insurance, and executive protection packages—including D&O and buy-sell funding options.
Let's Connect
Insurance isn’t one-size-fits-all—and that’s exactly why we’re here. Whether you have a quick question, need a full review, or just want a second set of eyes, we’ll give you real answers and honest advice. No pressure, no phone trees—just a conversation with someone who knows what they’re doing.
Why Clients Choose AEC
At AEC Insurance Services, we combine expert guidance with truly personal service. When you call us, you’re not routed through a call center—you’re speaking directly with someone who knows you, your policy, and how to help. Our clients stay with us because we offer honest advice, dependable coverage, and responsive support whenever life changes. With access to top carriers and over four decades of experience, we make insurance feel less like a transaction—and more like a relationship.
Experience You Can Trust
One Point of Contact
Strong Carrier Partnerships
Client-Focused Service
