top of page

On the FAIR Plan? You may qualify for standard home coverage again, fire included.

FAMILY-RUN IN THOUSAND OAKS SINCE 1991

Real people protecting your home.

We shop dozens of carriers for you, explain your options plain & simple, and pick up the phone ourselves. No call centers. No bots. Just a family brokerage that knows insurance, serving neighbors here and clients across the country.

Albert, Chris & Justin answer your calls themselves.

Rooted in Thousand Oaks · Serving clients nationwide

What can we quote for you?

★★★★★  5.0 on Google  ·  Family-run since 1991

✓ Many carriers, one call

☎ We answer our own phones

From our neighbors.

★★★★★  5.0 on Google from 36 reviews

★★★★★

“Albert and Chris have helped me tremendously… They also provide a human touch which i appreciate beyond words.”

Andrew L.  · Google

★★★★★

“Albert and his team are incredibly responsive and knowledgeable… They’re definitely my go to guys for all my insurance needs.”

Ann S.  · Google

★★★★★

“I used to shop around every 6-12 months, but now AEC does it for me and saves me a ton of effort.”

Shane N.  · Google

★★★★★

“Chris is easy to work with and saves us a ton of time… they know insurance, have great recommendations and the best rates!”

Richard C.  · Google

HOME BASE

Thousand Oaks   •   Westlake Village   •   Agoura Hills   •   Oak Park   •   Newbury Park   •   Camarillo   •   Simi Valley   •   Moorpark   •   

Thousand Oaks   •   Westlake Village   •   Agoura Hills   •   Oak Park   •   Newbury Park   •   Camarillo   •   Simi Valley   •   Moorpark   •   

Thousand Oaks   •   Westlake Village   •   Agoura Hills   •   Oak Park   •   Newbury Park   •   Camarillo   •   Simi Valley   •   Moorpark   •   

ROOTED IN THE CONEJO VALLEY. SERVING CLIENTS NATIONWIDE.

Serving clients nationwide   ·   Moved away? Keep your broker   ·   Second homes out of state   ·   Growing into new states   ·   Same family on the phone   ·   

Serving clients nationwide   ·   Moved away? Keep your broker   ·   Second homes out of state   ·   Growing into new states   ·   Same family on the phone   ·   

Serving clients nationwide   ·   Moved away? Keep your broker   ·   Second homes out of state   ·   Growing into new states   ·   Same family on the phone   ·   

SINCE

1991

serving this community, family-run from day one.

Thousand Oaks, CA

5706 Corsa Ave, Suite 200B

A NOTE FROM OUR FAMILY

Insurance is personal. So is the way we do it.

Albert founded AEC in 1991, and it's been family-run ever since. We're not hiding behind a mascot or an app. When your renewal jumps, your carrier drops you, or you just have a question, you call us, and one of us picks up.

We live here too. We know what local homeowners, drivers and business owners are dealing with, and we'll tell you straight what we'd do in your shoes. Whether you're down the street or in another state, you get the same family on the phone.

— Albert, Chris & Justin

COVERAGE

What are we protecting?

Simple guides to the coverage we write. Read up, or skip straight to a quote.

MOST REQUESTED

Home, condo & renters

Including homes other companies won't touch, and FAIR Plan options.

Auto

Cars, trucks, teen drivers and bundles, compared across carriers.

Business

Liability, property, workers' comp and professional liability.

Life

Term or permanent, explained simply, sized to your family.

STRAIGHT ANSWERS

What neighbors are asking us right now.

MOST ASKED

“Am I eligible for standard coverage again?”

On the FAIR Plan or a surplus lines policy? Many homeowners don't realize they may qualify for a standard HO3 policy again, with fire included in one policy. We check quickly.

“My carrier dropped me.”

You have more options than the letter makes it sound. We look for standard coverage first, and if needed, build a FAIR Plan + DIC safety net.

“Why did my renewal jump?”

Rates across California have moved fast. A fresh look at your eligibility and carrier options is the quickest way to know if you're overpaying.

“Am I covered for earthquakes?”

Usually not. A standard homeowners policy excludes earthquake damage. It's a separate policy, and we can quote it in minutes.

HOW IT WORKS

Three simple steps. A whole family brokerage behind you.

01

Tell us the basics

Name, email and the address to insure. That's it.

02

We shop the market

Our licensed brokers compare carriers for you, not a website or a bot.

03

You choose, with advice

We lay out your options plain & simple. Questions later? Call us directly.

bottom of page